Dear Fireman:
For my purposes, the only downside I see to your mod and the forward grip is that it positions your index finger very close to the heel of the edge. Although I am a firm believer that a proper grip is the secret to keeping your hand from sliding forward during a thrust, I designed the YoJumbo with the lower guard to provide an extra margin of safety.
I also tried to design it with as much input from my MBC students with different hand sizes as possible. I model the knife in wood and then pass it around to my private training group to get feedback on ergonomics. That group includes a wide range of folks, including some big biscuit-eating boys with large paws. No knife with any degree of complexity to its handle design will ever fit all hand sizes, but I tried my best. If your mod works for you, it works.
As for a "MicroJumbo," I'm not really a fan of the idea. The reason is that tiny folders with tiny handles are difficult to open one handed. MBC focuses very heavily on high-speed weapon deployment, and tiny folders don't lend themselves well to that. Also, once the blade length gets down below 2.5 inches, it's really not capable of cutting fight-stopping targets and becomes more of a distraction tool than a self-defense tool.
Having had the privilege of being mentored by the late Col. Rex Applegate, I am a huge fan of "spy weapons" like classic thumb daggers and other hideout blades. For covert carry by mission-driven intelligence officers, they make sense. As self-defense tools for the average person, not so much. I would place a McBee-sized folder in this category.
For more on my "take" on spy weapons, here's a link to an article I wrote for the Knives & Gear website:
https://www.knife-gear.com/spy-steel/.
Thank you for the kind words and your passion for my designs. I truly appreciate both.
Stay safe,
Mike