Wife went to Memphis for a Hemophilia meeting Friday.Some guy backs into her Caravan.She calls me at work and is telling me about it so I tell her to call the police and get the guys info.While I am on the phone the guy says he does not have his DL with him.I talk to him and ask about his insureance.
Quote "My insureance won't cover anything like this"
He than says he thinks 2300.00 will cover it and will go get the cash.Yeah sure you leave and never come back.I get my wife back on the phone and ask her just how bad it is.Light houseing,fender and dent in bumper cover.I tell her that 2300.00 might do it and if he wants to go get the cash with the Police that will work.While I am talking to her someone is telling her that a auto shop would charge at least 3000.00 to fix it.I get off the phone and call back in a hour or so to see if the Police got there.They were very busy and not come yet but one of the men at the meeting said he would go with her and the man to the bank and to my surprise the man gets 3000.00 out of the bank in cash and gives her.She signs a note written up by our friend that went with her releaseing the guy from any other responceability.
She gets home today and I see that if I fix it myself I can do it for maybe 1200.00.The van is only worth about 5000.00 in trade in before the damage so I just got back from tradeing it in useing the 3000.00 to pay down.
In the end we got out VERY lucky.
Got her a loaded 2003 Town and Country.
Traded her van and the 3000.00,they paid off my truck and release the title to it to me and got the same payments on the van I had on the truck.